Your French Property offers a fully comprehensive service free of charge
Your French Property are specialist providers of French property to the overseas market. Whether you are seeking a leaseback investment, a holiday home or a permanent place of residence in France we can help. Due to our long standing relationships within the French property industry, we are able to cherry pick the best properties as they come on the market and represent the major developers and estate agents in France. Our dedicated team of bilingual staff are on call to help you locate the perfect property and to assist throughout your purchase, simplifying the process and helping you free of charge.
Mortgage
Documents Typically Required when Applying
When you apply for a French mortgage you will be required to provide a reasonable quantity of paper work as the French system does not have credit checks. Because of this, the lender needs to obtain an image of your financial situation and the paperwork you provide them with allows this.
The documents requested will vary from lender to lender and also with your personal situation. The list below is an example only, your mortgage broker will be able to provide you with a more comprehensive list:
All purchasers are likely to be asked to supply copies of the following:
A copy of their passport
Last two years P60?s or tax declarations
Last three months wage slips
Last 2 or 3 years accounts for self employed applicants
Last 3 months bank statements
Mortgage and Loan repayment schedules and/or statements
Any relevant document showing the personal contribution (deposit)
French bank account details
Proof of rental income for any buy to let properties already owned
Concerning the property
You will also be asked to supply copies of your reservation contracts and lease agreements as well as plans for the property you are purchasing. We can provide these to the lender directly if this is easier for you.
